If you have suffered from severe injuries in an accident on the road, slip or fall, medical malpractice or any other, your personal injury claim is likely to be more complex. In addition, they can add more value to your claim but also take a lot of time to get resolved. In this case, you need to get in touch with a qualified lawyer or law firm such as Dolan Dobrinsky Rosenblum Bluestein. The reason is that insurance companies may resist paying a fair amount for severe injuries.
Understanding a permanent injury
The permanent injury is going to affect the life of an injured person despite several treatments, surgeries and medicines. Some of these medical conditions include TBI, paralysis, disfigurement, spinal cord injuries, scarring and loss of limbs. An attorney will be able to make you aware of if the injury that you have suffered falls in this category. Many medical conditions such as herniated or bulging discs have long-term effects on your health and ability to carry out work.
Documents supporting that you have a permanent disability
If you are going to file a claim with the insurance companies, you will have to give a number of documents supporting your claim. Some of them are mentioned below:
- Blood test reports
- CT scans
- Doctor’s report
In most cases, the insurance company may ask you to get an independent medical evaluation (IME) done to confirm that the medical condition is going to stay forever. The insurance company may deny your claim if you have a pre-existing condition at the time of the accident. However, you can still recover the compensation if you submit proof showing the permanent disability is a result of the accident.
The medical records have to be submitted showing how it has affected the pre-existing condition and how difficult it is to live with the condition presently. An attorney can help you with submitting documents and making your case stronger. The insurance company finds errors in the claim to refuse or reduce the claim. An attorney knows all these tactics and deals with them accordingly.
Why is the value more?
In many cases, the victim needs assistance while carrying out daily activities and hence, needs home-care facilities. He needs medical attention for the rest of his life when he has lost his ability to earn his living. Keeping in mind all these factors, personal injury claims have more value for a permanent disability.